{"id":1018,"date":"2026-04-30T02:23:43","date_gmt":"2026-04-30T02:23:43","guid":{"rendered":"https:\/\/regarcommpromo.my.id\/?p=1018"},"modified":"2026-04-30T02:25:58","modified_gmt":"2026-04-30T02:25:58","slug":"dampak-hutang-terhadap-daya-beli-masyarakat","status":"publish","type":"post","link":"https:\/\/regarcommpromo.my.id\/?p=1018","title":{"rendered":"Dampak Hutang Terhadap Daya Beli Masyarakat"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1018\" class=\"elementor elementor-1018\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c86a9d e-flex e-con-boxed e-con e-parent\" data-id=\"1c86a9d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2bce11 elementor-widget elementor-widget-gallery\" data-id=\"e2bce11\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;columns&quot;:3,&quot;lazyload&quot;:&quot;yes&quot;,&quot;gallery_layout&quot;:&quot;grid&quot;,&quot;columns_tablet&quot;:2,&quot;columns_mobile&quot;:1,&quot;gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;link_to&quot;:&quot;file&quot;,&quot;aspect_ratio&quot;:&quot;3:2&quot;,&quot;overlay_background&quot;:&quot;yes&quot;,&quot;content_hover_animation&quot;:&quot;fade-in&quot;}\" data-widget_type=\"gallery.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-gallery__container\">\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/download-2026-04-30T092126.046.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"e2bce11\" data-elementor-lightbox-title=\"download - 2026-04-30T092126.046\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTAxNywidXJsIjoiaHR0cHM6XC9cL3JlZ2FyY29tbXByb21vLm15LmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNFwvZG93bmxvYWQtMjAyNi0wNC0zMFQwOTIxMjYuMDQ2LmpwZyIsInNsaWRlc2hvdyI6ImUyYmNlMTEifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/download-2026-04-30T092126.046.jpg\" data-width=\"168\" data-height=\"300\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"e2bce11\" data-elementor-lightbox-title=\"images (74)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTAxNiwidXJsIjoiaHR0cHM6XC9cL3JlZ2FyY29tbXByb21vLm15LmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNFwvaW1hZ2VzLTc0LmpwZyIsInNsaWRlc2hvdyI6ImUyYmNlMTEifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg\" data-width=\"284\" data-height=\"177\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-75.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"e2bce11\" data-elementor-lightbox-title=\"images (75)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTAxNSwidXJsIjoiaHR0cHM6XC9cL3JlZ2FyY29tbXByb21vLm15LmlkXC93cC1jb250ZW50XC91cGxvYWRzXC8yMDI2XC8wNFwvaW1hZ2VzLTc1LmpwZyIsInNsaWRlc2hvdyI6ImUyYmNlMTEifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-75.jpg\" data-width=\"300\" data-height=\"168\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-283eb16 e-flex e-con-boxed e-con e-parent\" data-id=\"283eb16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f148ca7 elementor-widget elementor-widget-text-editor\" data-id=\"f148ca7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dampak pembengkakan utang negara dan pelebaran defisit terhadap daya beli masyarakat memang tidak terjadi secara langsung dalam semalam, namun bekerja melalui &#8220;jalur transmisi&#8221; ekonomi yang sangat terasa di dompet rumah tangga.<\/p><p>Berikut adalah beberapa dampak spesifiknya:<\/p><ol><li><strong> Inflasi Akibat Pelemahan Rupiah (<em>Imported Inflation<\/em>)<\/strong><\/li><\/ol><p>Seperti yang kita bahas sebelumnya, beban utang yang besar cenderung menekan nilai tukar Rupiah. Ketika Rupiah melemah:<\/p><ul><li><strong>Barang Impor Mahal:<\/strong> Harga bahan baku industri (seperti gandum, kedelai, plastik, hingga suku cadang kendaraan) yang diimpor menjadi lebih mahal.<\/li><li><strong>Efek Domino:<\/strong> Produsen dalam negeri akan membebankan kenaikan biaya produksi tersebut kepada konsumen melalui kenaikan harga produk jadi. Inilah yang menyebabkan harga sembako dan barang konsumsi naik, sehingga uang Rp100.000 yang dimiliki masyarakat menjadi &#8220;berkurang nilainya&#8221; karena mendapat barang yang lebih sedikit.<\/li><\/ul><ol start=\"2\"><li><strong> Kenaikan Pajak untuk Menutup Defisit<\/strong><\/li><\/ol><p>Untuk membayar bunga utang yang makin besar dan menekan defisit APBN, pemerintah membutuhkan pemasukan lebih banyak. Jalan pintas yang sering diambil adalah melalui kebijakan fiskal:<\/p><ul><li><strong>Peningkatan Tarif Pajak:<\/strong> Contohnya adalah rencana kenaikan PPN (Pajak Pertambahan Nilai). Kenaikan PPN langsung memukul harga barang di pasar.<\/li><li><strong>Ekstensifikasi Pajak:<\/strong> Penambahan objek pajak baru juga mengurangi <em>disposable income<\/em> (pendapatan bersih yang siap dibelanjakan) masyarakat.<\/li><\/ul><ol start=\"3\"><li><strong> Pengurangan Subsidi (Re-alokasi Anggaran)<\/strong><\/li><\/ol><p>Beban bunga utang yang tinggi sering kali &#8220;memakan&#8221; jatah belanja negara yang lain. Agar APBN tetap aman:<\/p><ul><li><strong>Pemangkasan Subsidi:<\/strong> Pemerintah mungkin terpaksa mengurangi subsidi energi (BBM atau listrik) agar dananya bisa dialihkan untuk membayar cicilan utang.<\/li><li><strong>Dampak Langsung:<\/strong> Kenaikan harga BBM atau listrik adalah pembunuh daya beli nomor satu, karena dampaknya merambat ke biaya transportasi dan harga semua jenis barang.<\/li><\/ul><ol start=\"4\"><li><strong> Suku Bunga Kredit yang Tinggi<\/strong><\/li><\/ol><p>Untuk menjaga agar investor tetap mau memegang surat utang negara, suku bunga acuan seringkali dipertahankan di level yang cukup tinggi.<\/p><ul><li><strong>Cicilan Memberat:<\/strong> Suku bunga acuan yang tinggi diikuti oleh kenaikan suku bunga kredit perbankan (KPR, kredit kendaraan, atau kredit modal usaha).<\/li><li><strong>Dampak:<\/strong> Masyarakat yang memiliki cicilan harus mengalokasikan lebih banyak uang untuk membayar bank, sehingga sisa uang untuk konsumsi sehari-hari berkurang.<\/li><\/ul><p><strong>Ringkasan Dampak terhadap Lapisan Masyarakat<\/strong><\/p><table><thead><tr><td><p><strong>Kelompok Masyarakat<\/strong><\/p><\/td><td><p><strong>Dampak Utama<\/strong><\/p><\/td><\/tr><\/thead><tbody><tr><td><p><strong>Menengah ke Bawah<\/strong><\/p><\/td><td><p>Terpukul oleh kenaikan harga bahan pokok dan pengurangan subsidi energi.<\/p><\/td><\/tr><tr><td><p><strong>Menengah ke Atas<\/strong><\/p><\/td><td><p>Terpukul oleh kenaikan pajak (PPN\/PPh) dan tingginya bunga cicilan (KPR\/Mobil).<\/p><\/td><\/tr><tr><td><p><strong>Pelaku Usaha Kecil<\/strong><\/p><\/td><td><p>Daya beli pelanggan menurun, sementara biaya operasional (listrik &amp; bahan baku) naik.<\/p><\/td><\/tr><\/tbody><\/table><p><strong>Kesimpulan Logis<\/strong><\/p><p>Jika utang tidak dikelola dengan produktif, maka masyarakat akan menanggung bebannya melalui <strong>&#8220;Pajak Tersembunyi&#8221;<\/strong>, yaitu inflasi dan biaya hidup yang tinggi. Daya beli yang turun ini kemudian berisiko memperlambat pertumbuhan ekonomi secara keseluruhan, karena konsumsi rumah tangga adalah motor utama penggerak ekonomi Indonesia (menyumbang lebih dari 50% PDB).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Dampak pembengkakan utang negara dan pelebaran defisit terhadap daya beli masyarakat memang tidak terjadi secara langsung dalam semalam, namun bekerja melalui &#8220;jalur transmisi&#8221; ekonomi yang sangat terasa di dompet rumah tangga. Berikut adalah beberapa dampak spesifiknya: Inflasi Akibat Pelemahan Rupiah (Imported Inflation) Seperti yang kita bahas sebelumnya, beban utang yang besar cenderung menekan nilai tukar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1016,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dampak Hutang Terhadap Daya Beli Masyarakat - Regarcommpromo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/regarcommpromo.my.id\/?p=1018\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dampak Hutang Terhadap Daya Beli Masyarakat - Regarcommpromo\" \/>\n<meta property=\"og:description\" content=\"Dampak pembengkakan utang negara dan pelebaran defisit terhadap daya beli masyarakat memang tidak terjadi secara langsung dalam semalam, namun bekerja melalui &#8220;jalur transmisi&#8221; ekonomi yang sangat terasa di dompet rumah tangga. Berikut adalah beberapa dampak spesifiknya: Inflasi Akibat Pelemahan Rupiah (Imported Inflation) Seperti yang kita bahas sebelumnya, beban utang yang besar cenderung menekan nilai tukar [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/regarcommpromo.my.id\/?p=1018\" \/>\n<meta property=\"og:site_name\" content=\"Regarcommpromo\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-30T02:23:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-30T02:25:58+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"284\" \/>\n\t<meta property=\"og:image:height\" content=\"177\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ewin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ditulis oleh\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ewin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018\"},\"author\":{\"name\":\"Ewin\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#\\\/schema\\\/person\\\/099304dc4a8606be0425ecacc7bd5a02\"},\"headline\":\"Dampak Hutang Terhadap Daya Beli Masyarakat\",\"datePublished\":\"2026-04-30T02:23:43+00:00\",\"dateModified\":\"2026-04-30T02:25:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018\"},\"wordCount\":423,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/regarcommpromo.my.id\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/images-74.jpg\",\"articleSection\":[\"Finance\"],\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018\",\"url\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018\",\"name\":\"Dampak Hutang Terhadap Daya Beli Masyarakat - Regarcommpromo\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/regarcommpromo.my.id\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/images-74.jpg\",\"datePublished\":\"2026-04-30T02:23:43+00:00\",\"dateModified\":\"2026-04-30T02:25:58+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#breadcrumb\"},\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#primaryimage\",\"url\":\"https:\\\/\\\/regarcommpromo.my.id\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/images-74.jpg\",\"contentUrl\":\"https:\\\/\\\/regarcommpromo.my.id\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/images-74.jpg\",\"width\":284,\"height\":177},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?p=1018#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Beranda\",\"item\":\"https:\\\/\\\/regarcommpromo.my.id\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dampak Hutang Terhadap Daya Beli Masyarakat\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#website\",\"url\":\"https:\\\/\\\/regarcommpromo.my.id\\\/\",\"name\":\"Regarcommpromo\",\"description\":\"Berita Online Untuk Anda\",\"publisher\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"id\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#organization\",\"name\":\"Regarcommpromo\",\"url\":\"https:\\\/\\\/regarcommpromo.my.id\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/regarcommpromo.my.id\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/cropped-Logo-Regarcommpromo.jpg\",\"contentUrl\":\"https:\\\/\\\/regarcommpromo.my.id\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/cropped-Logo-Regarcommpromo.jpg\",\"width\":90,\"height\":90,\"caption\":\"Regarcommpromo\"},\"image\":{\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/regarcommpromo.my.id\\\/#\\\/schema\\\/person\\\/099304dc4a8606be0425ecacc7bd5a02\",\"name\":\"Ewin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b0f04860a2b6c5580bc6a67662bf8d14d232f118a3a016552e0d75b4b36c91d3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b0f04860a2b6c5580bc6a67662bf8d14d232f118a3a016552e0d75b4b36c91d3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b0f04860a2b6c5580bc6a67662bf8d14d232f118a3a016552e0d75b4b36c91d3?s=96&d=mm&r=g\",\"caption\":\"Ewin\"},\"sameAs\":[\"http:\\\/\\\/localhost\\\/regarcommpromo\"],\"url\":\"https:\\\/\\\/regarcommpromo.my.id\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dampak Hutang Terhadap Daya Beli Masyarakat - Regarcommpromo","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/regarcommpromo.my.id\/?p=1018","og_locale":"id_ID","og_type":"article","og_title":"Dampak Hutang Terhadap Daya Beli Masyarakat - Regarcommpromo","og_description":"Dampak pembengkakan utang negara dan pelebaran defisit terhadap daya beli masyarakat memang tidak terjadi secara langsung dalam semalam, namun bekerja melalui &#8220;jalur transmisi&#8221; ekonomi yang sangat terasa di dompet rumah tangga. Berikut adalah beberapa dampak spesifiknya: Inflasi Akibat Pelemahan Rupiah (Imported Inflation) Seperti yang kita bahas sebelumnya, beban utang yang besar cenderung menekan nilai tukar [&hellip;]","og_url":"https:\/\/regarcommpromo.my.id\/?p=1018","og_site_name":"Regarcommpromo","article_published_time":"2026-04-30T02:23:43+00:00","article_modified_time":"2026-04-30T02:25:58+00:00","og_image":[{"width":284,"height":177,"url":"http:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg","type":"image\/jpeg"}],"author":"Ewin","twitter_card":"summary_large_image","twitter_misc":{"Ditulis oleh":"Ewin","Estimasi waktu membaca":"3 menit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/regarcommpromo.my.id\/?p=1018#article","isPartOf":{"@id":"https:\/\/regarcommpromo.my.id\/?p=1018"},"author":{"name":"Ewin","@id":"https:\/\/regarcommpromo.my.id\/#\/schema\/person\/099304dc4a8606be0425ecacc7bd5a02"},"headline":"Dampak Hutang Terhadap Daya Beli Masyarakat","datePublished":"2026-04-30T02:23:43+00:00","dateModified":"2026-04-30T02:25:58+00:00","mainEntityOfPage":{"@id":"https:\/\/regarcommpromo.my.id\/?p=1018"},"wordCount":423,"commentCount":0,"publisher":{"@id":"https:\/\/regarcommpromo.my.id\/#organization"},"image":{"@id":"https:\/\/regarcommpromo.my.id\/?p=1018#primaryimage"},"thumbnailUrl":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg","articleSection":["Finance"],"inLanguage":"id","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/regarcommpromo.my.id\/?p=1018#respond"]}]},{"@type":"WebPage","@id":"https:\/\/regarcommpromo.my.id\/?p=1018","url":"https:\/\/regarcommpromo.my.id\/?p=1018","name":"Dampak Hutang Terhadap Daya Beli Masyarakat - Regarcommpromo","isPartOf":{"@id":"https:\/\/regarcommpromo.my.id\/#website"},"primaryImageOfPage":{"@id":"https:\/\/regarcommpromo.my.id\/?p=1018#primaryimage"},"image":{"@id":"https:\/\/regarcommpromo.my.id\/?p=1018#primaryimage"},"thumbnailUrl":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg","datePublished":"2026-04-30T02:23:43+00:00","dateModified":"2026-04-30T02:25:58+00:00","breadcrumb":{"@id":"https:\/\/regarcommpromo.my.id\/?p=1018#breadcrumb"},"inLanguage":"id","potentialAction":[{"@type":"ReadAction","target":["https:\/\/regarcommpromo.my.id\/?p=1018"]}]},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/regarcommpromo.my.id\/?p=1018#primaryimage","url":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg","contentUrl":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg","width":284,"height":177},{"@type":"BreadcrumbList","@id":"https:\/\/regarcommpromo.my.id\/?p=1018#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Beranda","item":"https:\/\/regarcommpromo.my.id\/"},{"@type":"ListItem","position":2,"name":"Dampak Hutang Terhadap Daya Beli Masyarakat"}]},{"@type":"WebSite","@id":"https:\/\/regarcommpromo.my.id\/#website","url":"https:\/\/regarcommpromo.my.id\/","name":"Regarcommpromo","description":"Berita Online Untuk Anda","publisher":{"@id":"https:\/\/regarcommpromo.my.id\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/regarcommpromo.my.id\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"id"},{"@type":"Organization","@id":"https:\/\/regarcommpromo.my.id\/#organization","name":"Regarcommpromo","url":"https:\/\/regarcommpromo.my.id\/","logo":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/regarcommpromo.my.id\/#\/schema\/logo\/image\/","url":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/cropped-Logo-Regarcommpromo.jpg","contentUrl":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/cropped-Logo-Regarcommpromo.jpg","width":90,"height":90,"caption":"Regarcommpromo"},"image":{"@id":"https:\/\/regarcommpromo.my.id\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/regarcommpromo.my.id\/#\/schema\/person\/099304dc4a8606be0425ecacc7bd5a02","name":"Ewin","image":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/secure.gravatar.com\/avatar\/b0f04860a2b6c5580bc6a67662bf8d14d232f118a3a016552e0d75b4b36c91d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b0f04860a2b6c5580bc6a67662bf8d14d232f118a3a016552e0d75b4b36c91d3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b0f04860a2b6c5580bc6a67662bf8d14d232f118a3a016552e0d75b4b36c91d3?s=96&d=mm&r=g","caption":"Ewin"},"sameAs":["http:\/\/localhost\/regarcommpromo"],"url":"https:\/\/regarcommpromo.my.id\/?author=1"}]}},"jetpack_featured_media_url":"https:\/\/regarcommpromo.my.id\/wp-content\/uploads\/2026\/04\/images-74.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/posts\/1018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1018"}],"version-history":[{"count":4,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/posts\/1018\/revisions"}],"predecessor-version":[{"id":1022,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/posts\/1018\/revisions\/1022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=\/wp\/v2\/media\/1016"}],"wp:attachment":[{"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/regarcommpromo.my.id\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}